Introduction
This PPSR Loan Agreement is a secured loan agreement designed to comply with the Personal Property Securities Act 2009 (Cth).
It provides for a loan together with a security interest over personal property, allowing the secured party to register its interest on the Personal Property Securities Register (PPSR).
The agreement includes provisions dealing with interest, repayment, security over collateral, default and enforcement rights.
This document is suitable for commercial lending arrangements where security is taken over personal property.
This agreement includes detailed PPSA provisions and allows for registration of a security interest over collateral.
📄 PPSR Loan Agreement
📘 Full Commentary on PPSR and Secured Lending
🧮 Loan Agreement Calculator
📩 Letter Advising on PPSR Registration
• PPSA provisions and PPSR registration clause
• Security interest over collateral
• Default and enforcement provisions
Which Loan Document Do I Need?
Use this guide to select the appropriate loan document based on the level of security or purpose of the loan.
| Your Situation | Recommended Document | Security / Purpose |
|---|---|---|
| Simple loan with no security required | Loan Agreement | Unsecured |
| Loan secured over business assets or personal property | PPSR Loan Agreement | PPSR Registration |
| Loan requiring stronger protection including real property support and guarantee |
PPSR Loan Agreement with Guarantee & Caveat |
PPSR + Caveat + Guarantee |
| Loan secured over land using a registered mortgage | Mortgage Loan Agreement | Registered Mortgage |
| Loan to a shareholder or director requiring ATO compliance |
Division 7A Loan Agreement |
Tax Compliance (ATO) |
Professionally Drafted Legal Precedent
Prepared by experienced Australian commercial lawyers, this precedent provides a comprehensive and reliable framework for real-world use.
The document is fully editable in Microsoft Word and includes an Editing Legal Documents Guide to assist with completing and tailoring the agreement.
Designed for immediate use, it can be adapted to suit a wide range of legal and commercial scenarios.
At A Glance
What This Agreement Covers
• Loan advance and repayment
• Security over personal property
• PPSR registration rights
• Interest and repayment structures
• Default and enforcement
Key Provisions Included
• PPSA provisions and contracting out clauses
• Rights of secured party
• Grantor warranties and covenants
• Insurance requirements
• Further advances provisions
Typical Use
• Commercial lending arrangements
• Private loans with security
• Asset-backed lending
• Business finance arrangements
• Loans secured over personal property
Download Details
• Professionally drafted legal precedent• Suitable for Australian use
• Fully editable Microsoft Word document
• Includes Editing Legal Documents Guide
• Instant download available immediately after purchase
Drafted by Legal Professionals
Our precedents are prepared by Australian legal practitioners and reflect commonly used legal drafting standards.
Practical and Easy to Use
Each template provides a structured framework that can be adapted to suit the specific transaction or matter.
Instant Access
Download immediately after purchase and edit the document in Microsoft Word to suit your requirements.
Related Precedents
Related Loan Documents
Also Known As
• PPSA loan agreement
• PPSR security agreement
• Secured loan agreement (personal property)
• Loan agreement with PPSR registration
• Personal property security agreement
Frequently Asked Questions
What is the PPSR?
The PPSR is a national register that records security interests over personal property in Australia.
Does this agreement allow registration on the PPSR?
Yes. The agreement includes provisions allowing the secured party to register its security interest on the PPSR.
What is collateral?
Collateral is the personal property over which the security interest is granted, as described in the Schedule.
Is this suitable for secured loans?
Yes. This agreement is designed for loans where the lender takes security over personal property.
PPSR Loan Agreement – Instant Download
• PPSR loan agreement template
• Includes PPSA and security interest provisions
• Allows registration on PPSR
• Covers default and enforcement rights
• Fully editable Microsoft Word document
• Suitable for Australian use
• Includes Editing Legal Documents Guide
• Instant download available immediately after purchase
Used by lawyers, businesses and commercial operators across Australia.
Download This Precedent
Instant download. Fully editable Microsoft Word format. Includes practical drafting guidance.