Introduction
This precedent is designed to document the terms and conditions of a loan between individuals or companies.
The document can be used for a wide range of lending arrangements, including personal loans, commercial loans and loans between related parties.
It includes provisions dealing with interest, repayment schedules, guarantors and secured lending.
This precedent provides a flexible and comprehensive framework for documenting loan arrangements in Australia.
This is a comprehensive, lawyer-drafted loan agreement suitable for both personal and commercial lending arrangements.
This is a comprehensive, lawyer-drafted loan agreement suitable for both personal and commercial lending arrangements.
This package also includes access to a loan agreement calculator to assist with structuring repayments and interest calculations.
This precedent is designed to document the terms and conditions of a loan between individuals or companies.
The document can be used for a wide range of lending arrangements, including personal loans, commercial loans and loans between related parties.
It includes provisions dealing with interest, repayment schedules, guarantors and secured lending.
This precedent provides a flexible and comprehensive framework for documenting loan arrangements in Australia.
This is a comprehensive, lawyer-drafted loan agreement suitable for both personal and commercial lending arrangements.
This agreement is designed for more detailed and structured lending arrangements, including secured loans, guarantor-backed loans and commercial lending scenarios.
For simpler loans between family members or informal arrangements, see our Family Loan Agreement.
Professionally Drafted Legal Precedent
Prepared by experienced Australian commercial lawyers, this precedent provides a comprehensive and reliable framework for real-world use.
The document is fully editable in Microsoft Word and includes an Editing Legal Documents Guide to assist with completing and tailoring the agreement.
Designed for immediate use, it can be adapted to suit a wide range of legal and commercial scenarios.
What is a Loan Agreement?
A loan agreement is a legal contract that sets out the terms on which money is lent by one party to another.
It typically includes provisions relating to repayment, interest, default and security, and can be used for both personal and commercial lending arrangements.
More complex loan agreements may also include provisions for guarantors, secured interests and structured repayment arrangements.
At A Glance
What This Document Covers
• Loan terms and conditions
• Repayment obligations
• Interest and fees
• Personal and commercial lending
Key Clauses Included
• Interest and repayment provisions
• Default and enforcement clauses
• Guarantor provisions
• Security and collateral options
Typical Use
• Loans between individuals
• Business lending arrangements
• Secured or unsecured loans
• Formalising informal lending
Download Details
• Lawyer-drafted loan agreement
• Suitable for Australian use
• Fully editable Microsoft Word document
• Instant download available immediately after purchase
Drafted by Legal Professionals
Our precedents are prepared by Australian legal practitioners and reflect commonly used legal drafting standards.
Practical and Easy to Use
Each template provides a structured framework that can be adapted to suit the specific transaction or matter.
Instant Access
Download immediately after purchase and edit the document in Microsoft Word to suit your requirements.
Related Precedents
Also Known As
This document may also be referred to as:
• Loan agreement template
• Loan contract
• Lending agreement
• Borrowing agreement
Frequently Asked Questions
Can this agreement be used for personal loans?
Yes. This agreement can be used for loans between individuals, as well as commercial lending arrangements.
Can I charge interest under this agreement?
Yes. The document includes options for interest-free loans or loans with interest and structured repayment schedules.
Can the loan be secured?
Yes. This agreement allows for secured lending arrangements, including provisions for collateral and guarantees.
When should I use a Division 7A loan agreement instead?
If a company lends money to a shareholder or associate, a Division 7A Loan Agreement may be required to comply with tax rules.
Loan Agreement Template – Instant Download
• Comprehensive lawyer-drafted loan agreement
• Suitable for personal and commercial lending
• Includes interest, security and guarantor provisions
• Covers compliance considerations (PPSA, Division 7A, NCCP)
• Fully editable Microsoft Word document
• Instant download available immediately after purchase
Used by lawyers, businesses and commercial operators across Australia.
Download This Precedent
Instant download. Fully editable Microsoft Word format. Includes practical drafting guidance.